Money

Time Card Calculator with Pay

Log your shifts, add your own rates for weekends, nights, allowances or acting-up, and get an estimated gross pay breakdown to check against your payslip. Everything runs in your browser, and what you enter isn't sent to a server.

Pay setup

$ /hr

Leave a threshold blank to skip it. Hours are only counted as overtime automatically when at least one threshold is set — this is arithmetic on the numbers you provide, not an award calculation.

Custom pay rules (optional)

Add any rate you already know applies — weekend loading, night shift, a higher rate for covering a different role. You define the name and the amount; this tool doesn't assume anything.

Shifts

Time Card Calculator — Pay Estimate

Estimated pay breakdown

Compare this estimate against your actual payslip to spot any discrepancies.
Total 0.00 hrs · $0.00

Overtime is calculated using simple daily-then-weekly threshold rules on the totals you enter — it's an estimate, not an award or legal calculation. Shifts tagged with a custom pay rule are excluded from automatic overtime detection and paid entirely at their tagged rate. A shift needs a date set to be grouped into daily/weekly overtime totals — without one it's still counted, just as ordinary hours.

About this tool: it only does arithmetic on the rates and rules you provide — it has no built-in knowledge of any country's award rates, minimum wage laws, overtime entitlements, or public holiday calendar. If you're in Australia and want to check what you're legally owed, the Fair Work Ombudsman runs a free official calculator: calculate.fairwork.gov.au.

How to use it

  1. Enter your base hourly rate under Pay setup.
  2. Optional: tick Overtime rule and set a daily threshold, a weekly threshold, or both, plus the multiplier (it starts at 1.5). Leave a threshold blank to skip it.
  3. Optional: add pay rules for any special rate you already know, such as Weekend, Night shift or Acting manager, and choose whether each is a multiplier, a flat addition or a rate override.
  4. Add your shifts. Give each one a date, then enter start and finish times (or switch to Direct hours), the unpaid break in minutes, and tick any pay rules that apply. Each shift shows its hours and effective rate.
  5. Read the estimated pay breakdown and total, then use Print summary if you want a copy of the breakdown.

Worked example

Say your base rate is $30/hr, and you set an overtime rule with a weekly threshold of 38 hours and the default ×1.5 multiplier. You add five shifts, Monday to Friday, each 9:00 am to 5:30 pm with a 30 minute unpaid break. That's 8 hours a day, 40 hours for the week.

LineHoursRatePay
Ordinary hours38.00$30.00/hr$1,140.00
Overtime2.00$45.00/hr$90.00
Total40.00$1,230.00

Adding a weekend shift. Now add a Saturday shift, 9:00 am to 3:00 pm, and tag it with a rule called Weekend (a multiplier of ×1.25). That's 6 hours at $37.50/hr = $225.00, shown as its own Weekend line rather than as overtime. It doesn't count toward the 38 hour weekly threshold either, so the total becomes 46.00 hrs and $1,455.00.

How the pay rules work

Pay rules are optional. You name each rule and set its amount, and tick it on any shifts it applies to. There are three types:

Order of calculation. An override sets the shift's rate first, multipliers apply to that, and flat additions are added last. For example, a $40/hr override plus a $2/hr allowance is $42/hr, so an 8 hour shift pays $336.00.

Only one override per shift. Ticking a second override swaps out the first.

Two or more multipliers on one shift. Choose Multiply together or Add loadings. On a $30/hr base with ×1.25 and ×1.5, multiplying gives $56.25/hr (8 hours = $450.00), while adding the loadings gives $52.50/hr (8 hours = $420.00). Pick whichever matches how your pay is actually worked out.

Tagged shifts and overtime. A shift tagged with any rule is paid entirely at that rule's rate and left out of automatic overtime, including the daily and weekly thresholds.

Minutes to decimal hours

The calculator shows hours as decimals, rounded to two places. To enter a shift in Direct hours, or to read a result, convert minutes to a decimal: decimal hours = minutes ÷ 60.

MinutesDecimal hours
50.08
100.17
150.25
200.33
300.50
400.67
450.75
500.83

Frequently asked questions

How is overtime worked out?

Overtime is optional. Tick the overtime rule and set a daily threshold, a weekly threshold, or both. The calculator checks the daily limit first: hours over it on any date are overtime. Then, for each week, any remaining ordinary hours over the weekly limit become overtime too. Weeks run Monday to Sunday, and shifts on the same date are added together. The multiplier starts at ×1.5 and you can change it.

Why isn't my shift counted as overtime?

Usually one of four reasons: the overtime rule isn't ticked or has no threshold set, the shift has a pay rule tagged (tagged shifts are paid entirely at that rule's rate and skip automatic overtime), the shift has no date (it still counts, but only as ordinary hours), or you haven't gone over the threshold yet.

Does it handle overnight shifts?

Yes. If the finish time is earlier than the start time, it's treated as finishing the next day. For example, 10:00 pm to 6:00 am with a 30 minute break is 7.5 hours.

Does it know my award, penalty rates or public holidays?

No. It only uses the rates and rules you enter, and has no award, minimum wage or public holiday data for any country. For your legal entitlements in Australia, use the Fair Work Ombudsman's free calculator at calculate.fairwork.gov.au.

Is this my take-home pay?

No. It's gross pay, before tax, super or any other deductions.

Is my data saved or sent anywhere?

What you enter stays in your browser and isn't sent to a server. It also isn't saved, so refreshing the page clears everything. Use Print summary if you want to keep a copy of the breakdown.

Can I enter hours instead of start and finish times?

Yes. Switch a shift to Direct hours and type the hours worked, for example 7.75 for 7 hours 45 minutes. The table above converts minutes to decimals.

More from Money

View all →
Mortgage Calculator See what extra repayments, an offset, or refinancing could save you. Loan Repayment Calculator Compare payoff strategies across all your debts and find the fastest way out. Savings Goal Calculator Track savings goals and model what-if scenarios with a real trajectory chart.

Enjoyed this? Share it with a friend

Email