💳 Subscription & Recurring Cost Audit
List everything you pay for on a recurring basis — streaming, software, gym, meal kits, memberships. We'll show you what it's really costing, and what you could get back.
Why subscriptions are designed to be forgotten
The average person underestimates their monthly subscription spend by roughly 2.5x, according to multiple industry surveys — not because they're bad at math, but because subscriptions are deliberately low-friction to start and high-friction to cancel. A $12.99 charge doesn't register the way a $150 one-time purchase does, even though five of them add up to more.
This tool doesn't connect to your bank or store anything — you're entering what you remember, which is itself often the first surprise.
📋 Your recurring items
Include anything recurring — streaming, software, gym, meal kits, kids' classes, memberships. Log a last-used date if you can; if you're not sure, tick "not sure" instead.
📊 Full breakdown
What to actually do with the number
Once you see the total, the highest-leverage move usually isn't cancelling everything — it's cancelling the subscriptions you forgot you had, and downgrading the ones you use but rarely need the top tier of. Annual plans you're not using out are the second biggest leak: cancelling in month 2 of a 12-month annual commitment doesn't get money back.